Maximize the value of your home with a Home Equity Loan from Northfield. Perfect for consolidating debt or making home improvements, choose from a Fixed Rate or Home Equity Line of Credit.
Fixed Rate Home Equity Loans
Maximize the value of your home with a Fixed Rate Home Equity Loan from Northfield Bank. A Fixed Rate Home Equity Loan gives you the comfort and ease of predictable monthly payments with a rate that is fixed for the life of the loan. It can be used to refinance outstanding debt, remodel your home, or take that long overdue vacation. And best of all, the interest you pay may be tax deductible.*
Home Equity Line of Credit
A Home Equity Line of Credit from Northfield Bank establishes a credit line based on the value of your home. Interest is only paid on the portion of the line you use and the interest may even be tax deductible.* With convenient check writing ability, you have access to money when and where you need it with a Home Equity Line of Credit.
(Note: Prospective borrowers must be of legal age in order to apply for a loan.)
* Consult your tax advisory regarding deductibility of interest.
Northfield Bank,
NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS
By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all depository accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.
For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit: http://www.fdic.gov/deposit/deposits/unlimited/expiration.html
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