Northfield Bank is committed to providing affordable mortgages for residents of our community.
Our mortgage program for low to moderate income borrowers can help make the dream of owning a home a reality.
The tables below lists the maximum permissible income levels for each county in order to quality for Northfield's Low/Moderate Income Mortgage program.
| Low/Moderate Mortgage Maximum Income Levels New Jersey |
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| Atlantic | $56,800 | Middlesex | $76,200 |
| Bergen | $53,900 | Monmouth | $76,200 |
| Burlington | $68,700 | Morris | $72,400 |
| Camden | $68,700 | Ocean | $76,200 |
| Essex | $72,400 | Passaic | $53,900 |
| Gloucester | $68,700 | Somerset | $76,200 |
| Hudson | $53,900 | Union | $72,400 |
| Hunterdon | $72,400 | Warren | $57,800 |
| Mercer | $75,500 | ||
| Low/Moderate Mortgage Maximum Income Levels New York |
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| Kings | $53,900 | Richmond | $53,900 |
| Queens | $53,900 | ||
APPLY NOW
Call (877) 206-0180 or click here to begin the Northfield's Low/Moderate Income program application process.
HAVE QUESTIONS?
Our mortgage representatives are available by calling (877) 206-0180 to help answer any questions about Northfield's Low/Moderate Income program.
* Program subject to change without notice. Borrower cannot exceed maximum income levels by county to qualify for program. Maximum permissible income limits are less than 80% of 2010 HUD estimated MSA median family income rounded to the nearest $100 and are subject to change based on the release of the 2011 numbers. Property location restricted to New Jersey and Kings & Richmond Counties, New York. Discounts apply to specific terms, please call for full details.
Northfield Bank,
NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS
By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all depository accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.
For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit: http://www.fdic.gov/deposit/deposits/unlimited/expiration.html
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