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Checking Account

Features	Simply Free Checking	Direct Interest Checking	50+ Interest Checking	Premium Interest Checking	Convenience Checking

Required Minimum Opening Deposit ⁽¹⁾	$0.01	$0.01	$0.01	$0.01	$0.01
Minimum Balance	$0.00	$0.00	$0.00	$1,500.00	$0.00
Ways to Avoid Monthly Fee	N/A	N/A	N/A	Maintain a $1,500 minimum daily balance	N/A
Monthly Fee	None	None	None	$8.00 Minimum Balance Fee	None
Pays Interest	No	Yes	Yes	Yes. Higher interest rate with a balance of $1,500 or more.	No
Statements	E-Statement or Paper	E-Statement or Paper	E-Statement or Paper	E-Statement or Paper	E-Statement Only
Overdrafts Allowed	Yes ⁽⁵⁾	Yes ⁽⁵⁾	Yes ⁽⁵⁾	Yes ⁽⁵⁾	No ⁽³⁾
Returned Item Fee	$0 ⁽⁴⁾	$0 ⁽⁴⁾	$0 ⁽⁴⁾	$0 ⁽⁴⁾	N/A
uChoose Rewards	Yes	Yes	Yes	Yes	Yes
Personalized Checks	Pricing varies	Pricing varies	Free	Free	Pricing varies
Per Check Charges	No	No	No	No	No

Simply Free
Checking

Features

Required Minimum Opening Deposit ⁽¹⁾

$0.01

Minimum Balance
$0.00

Ways to Avoid Monthly Fee
N/A

Monthly Fee

None

Pays Interest
No

Statements
E-Statement or Paper

Overdrafts Allowed
Yes ⁽⁵⁾

Returned Item Fee
$0 ⁽⁴⁾

uChoose Rewards
Yes

Personalized Checks
Pricing varies

Per Check Charges
No

Direct Interest
Checking

Features

Required Minimum Opening Deposit ⁽¹⁾

$0.01

Minimum Balance
$0.00

Ways to Avoid Monthly Fee
N/A

Monthly Fee

None

Pays Interest
Yes

Statements
E-Statement or Paper

Overdrafts Allowed
Yes ⁽⁵⁾

Returned Item Fee
$0 ⁽⁴⁾

uChoose Rewards
Yes

Personalized Checks
Pricing varies

Per Check Charges
No

50+ Interest
Checking

Features

Required Minimum Opening Deposit ⁽¹⁾

$0.01

Minimum Balance
$0.00

Ways to Avoid Monthly Fee
N/A

Monthly Fee

None

Pays Interest
Yes

Statements
E-Statement or Paper

Overdrafts Allowed
Yes ⁽⁵⁾

Returned Item Fee
$0 ⁽⁴⁾

uChoose Rewards
Yes

Personalized Checks
Free

Per Check Charges
No

Premium Interest
Checking

Features

Required Minimum Opening Deposit ⁽¹⁾

$0.01

Minimum Balance
$1,500.00

Ways to Avoid Monthly Fee
Maintain a $1,500 minimum daily balance

Monthly Fee

$8.00 Minimum Balance Fee

Pays Interest
Yes. Higher interest rate with a balance of $1,500 or more.

Statements
E-Statement or Paper

Overdrafts Allowed
Yes ⁽⁵⁾

Returned Item Fee
$0 ⁽⁴⁾

uChoose Rewards
Yes

Personalized Checks
Free

Per Check Charges
No

Convenience
Checking

Features

Required Minimum Opening Deposit ⁽¹⁾

$0.01

Minimum Balance
$0.00

Ways to Avoid Monthly Fee
N/A

Monthly Fee

None

Pays Interest
No

Statements
E-Statement Only

Overdrafts Allowed
No ⁽³⁾

Returned Item Fee
N/A

uChoose Rewards
Yes

Personalized Checks
Pricing varies

Per Check Charges
No

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