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Home Equity
Line of Credit

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  • Home Equity Line of Credit

Home Equity Line of Credit

A Home Equity Line of Credit(1) is a great way to pay for home improvement projects, college tuition or travel.  And no matter what you do with your Home Equity Line, you’ll save thanks to our low introductory rate.

Account Details

  • Low Introductory Rate
  • Variable Rate After Intro Rate
  • Only pay Interest on What You Use
  • Apply Online

Account Highlights

  • Applying is Easy

    Applying is Easy

  • Expert Support

    Expert Support

  • Convenient Closing

    Convenient Closing

Apply using our convenient online application in less than 20 minutes.  Or if you prefer, download a PDF application or stop into any branch office. 

Apply Online
Applying is Easy

Our home equity lending team is available at (732) 587-2230 or equityloans@enorthfield.com to assist at any point during the application process or closing process.

Expert Support

Your loan closing can take place at any branch office, your home, or office. Whatever is the most convenient for you!

Convenient Closing
Automatic Payment Setup

Enjoy the convenience and piece of mind of having your Home Equity Line payment directly taken out of your bank account so you know your payments are always made on time.

To set up recurring monthly payments from your account held at Northfield Bank or another financial institution, complete and submit our ACH Payment Authorization Form.

Automatic payment activation may take five business days after we receive your completed form, so please continue to make your payments with another method until you receive confirmation from us.

Sign Up for Automatic Payments
Automatic Payment Setup

(1) Lines of Credit subject to credit approval. Prospective borrowers must be of legal age in order to apply for a line. Eligible properties include owner occupied, 1-2 family residences and condominiums in NJ, PA, the five boroughs of New York City, and Nassau, Rockland, Westchester and Orange counties in NY. Investment properties, cooperatives and purchase money transactions are excluded. Adequate homeowner’s insurance is required and federal flood insurance is required for properties in a designated flood zone. Borrowers are responsible for mortgage recording fee (estimated range $120 - $220 in NJ/PA and $72 - $120 in NY).  NY property borrowers are responsible for the mortgage tax (2.05% of loan/credit line amount) on any amount over $250,000 (NY mortgage tax will be paid by the Bank for the first $250,000 of the amount). Rates and terms are subject to change at anytime without prior notice.

 

 

 

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